/* ===================================================================
   AMBIZENT BUSINESS CONSULTANTS — Design System
   Signature: chevron motif (from logo) + monospace dossier refs
   Palette locked to logo: royal blue #00439A + amber #E17E00
   Light + Dark themes via [data-theme]
   =================================================================== */

/* ---------- Tokens: Light (default) ---------- */
:root{
  --brand:#00439A;        /* logo blue */
  --brand-700:#003277;
  --brand-300:#3F73C4;
  --accent:#E17E00;       /* logo amber */
  --accent-600:#C46C00;
  --approve:#1F7A54;      /* compliance green */
  --approve-bg:#E4F1EB;

  --ink:#0B1F3A;          /* primary text — deep navy */
  --ink-2:#33455E;        /* secondary text */

  --muted:#5E7088;
  --paper:#F4F6F9;        /* page bg — cool off-white */
  --paper-2:#EBEFF5;      /* alt section bg */
  --surface:#FFFFFF;      /* cards */
  --surface-2:#FFFFFF;
  --line:#D7DEE8;
  --line-2:#C3CDDB;
  --ink-tint:#EEF2F8;     /* subtle fills */

  --on-brand:#FFFFFF;
  --logo:url('/assets/img/logo.svg');

  --shadow-sm:0 1px 2px rgba(11,31,58,.06), 0 1px 3px rgba(11,31,58,.05);
  --shadow-md:0 4px 14px rgba(11,31,58,.08), 0 2px 6px rgba(11,31,58,.05);
  --shadow-lg:0 18px 50px rgba(11,31,58,.14), 0 6px 18px rgba(11,31,58,.08);

  --radius:14px;
  --radius-sm:9px;
  --radius-lg:22px;
  --wrap:1200px;
  --header-h:84px;

  --ff-display:"Bricolage Grotesque","Archivo",system-ui,sans-serif;
  --ff-body:"IBM Plex Sans",system-ui,-apple-system,sans-serif;
  --ff-mono:"IBM Plex Mono",ui-monospace,SFMono-Regular,monospace;
}

/* ---------- Tokens: Dark ---------- */
[data-theme="dark"]{
  --brand:#5B93E0;
  --brand-700:#7DAAEA;
  --brand-300:#21407A;
  --accent:#F5961E;
  --accent-600:#FFAE45;
  --approve:#46C28C;
  --approve-bg:#10342A;

  --ink:#EAF1FA;
  --ink-2:#B9C6D8;
  --muted:#8294AC;
  --paper:#0A1526;        /* deep brand-navy black */
  --paper-2:#0E1C32;
  --surface:#10203A;
  --surface-2:#142743;
  --line:#21344F;

  --line-2:#2C4363;
  --ink-tint:#13243E;

  --on-brand:#FFFFFF;
  --logo:url('/assets/img/logo-dark.svg');

  --shadow-sm:0 1px 2px rgba(0,0,0,.4);
  --shadow-md:0 6px 20px rgba(0,0,0,.45);
  --shadow-lg:0 22px 60px rgba(0,0,0,.55);
}

/* ---------- Reset / base ---------- */
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{
  margin:0;font-family:var(--ff-body);color:var(--ink);background:var(--paper);
  font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;transition:background .3s ease,color .3s ease;
}
img{max-width:100%;display:block}
a{color:var(--brand);text-decoration:none}
h1,h2,h3,h4{font-family:var(--ff-display);color:var(--ink);line-height:1.08;margin:0 0 .5em;font-weight:700;letter-spacing:-.012em}
h1{font-size:clamp(2.3rem,5.2vw,4rem);font-weight:800}
h2{font-size:clamp(1.8rem,3.6vw,2.7rem)}
h3{font-size:clamp(1.2rem,2vw,1.5rem)}
p{margin:0 0 1rem}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:24px}
.section{padding-block:clamp(56px,8vw,104px)}
.section--tight{padding-block:clamp(40px,5vw,64px)}
.bg-alt{background:var(--paper-2)}
.bg-ink{background:var(--ink);color:#fff}
.center{text-align:center}
.lead{font-size:1.18rem;color:var(--ink-2);max-width:62ch}
.muted{color:var(--muted)}
.nowrap{white-space:nowrap}

/* ---------- Signature: chevron + ref tag ---------- */
.ref{font-family:var(--ff-mono);font-size:.72rem;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--accent-600);display:inline-flex;align-items:center;gap:.5rem}
[data-theme="dark"] .ref{color:var(--accent)}
.ref::before{content:"";width:18px;height:8px;
  -webkit-mask:var(--chev) center/contain no-repeat;mask:var(--chev) center/contain no-repeat;
  --chev:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 8'%3E%3Cpath d='M0 8 L9 0 L18 8 Z'/%3E%3C/svg%3E");
  background:var(--accent)}
.chev{display:inline-block;width:.8em;height:.8em;
  -webkit-mask:var(--c) center/contain no-repeat;mask:var(--c) center/contain no-repeat;
  --c:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 8'%3E%3Cpath d='M0 8 L9 0 L18 8 Z'/%3E%3C/svg%3E");
  background:currentColor}
.eyebrow-block{margin-bottom:1.4rem}
.eyebrow-block h2{margin-top:.6rem}
.section-head{max-width:64ch}
.section-head.center{margin-inline:auto}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;gap:.55rem;font-family:var(--ff-body);
  font-weight:600;font-size:.97rem;padding:.8rem 1.35rem;border-radius:var(--radius-sm);
  border:1.5px solid transparent;cursor:pointer;transition:transform .12s,box-shadow .2s,background .2s,border-color .2s;
  white-space:nowrap;line-height:1}
.btn .arrow{transition:transform .18s}
.btn:hover .arrow{transform:translateX(3px)}
.btn--primary{background:var(--brand);color:#fff;box-shadow:var(--shadow-sm)}
.btn--primary:hover{background:var(--brand-700);box-shadow:var(--shadow-md);transform:translateY(-1px)}
[data-theme="dark"] .btn--primary{color:#06122a}
.btn--accent{background:var(--accent);color:#fff}
.btn--accent:hover{background:var(--accent-600);transform:translateY(-1px);box-shadow:var(--shadow-md)}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line-2)}
.btn--ghost:hover{border-color:var(--brand);color:var(--brand)}
.btn--wa{background:#1FA855;color:#fff}
.btn--wa:hover{background:#178544;transform:translateY(-1px)}
.btn--lg{padding:1rem 1.7rem;font-size:1.05rem}
.btn--block{width:100%;justify-content:center}

/* ---------- Header + mega menu ---------- */
.site-header{position:sticky;top:0;z-index:60;background:color-mix(in srgb,var(--paper) 88%,transparent);
  backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid transparent;transition:border-color .25s,box-shadow .25s,background .25s}
.site-header.scrolled{border-bottom-color:var(--line);box-shadow:var(--shadow-sm);background:color-mix(in srgb,var(--paper) 95%,transparent)}
.header-inner{display:flex;align-items:center;gap:1.4rem;height:var(--header-h)}
.brand{display:flex;align-items:center}
.brand .logo-img{height:42px;width:auto;background:var(--logo) left center/contain no-repeat;aspect-ratio:337/155}
.brand a, a.brand{display:flex;align-items:center}
.logo-link{display:block;height:58px;width:128px;background:var(--logo) left center/contain no-repeat}
.nav{display:flex;align-items:center;gap:.2rem;margin-left:.4rem}
.nav-item{position:relative}
.navlink{display:inline-flex;align-items:center;gap:.3rem;padding:.6rem .7rem;border-radius:8px;
  color:var(--ink-2);font-weight:500;font-size:.95rem;cursor:pointer;transition:color .15s,background .15s}
.navlink:hover,.nav-item:hover .navlink{color:var(--brand);background:var(--ink-tint)}
.navlink .caret{width:9px;height:9px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;
  transform:rotate(45deg) translateY(-2px);opacity:.6;transition:transform .2s}
.nav-item:hover .navlink .caret{transform:rotate(225deg) translateY(0)}
.header-cta{margin-left:auto;display:flex;align-items:center;gap:.5rem}

/* mega panel */
.mega{position:absolute;top:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(8px);
  background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-lg);
  padding:1.3rem;opacity:0;visibility:hidden;transition:opacity .2s,transform .2s;z-index:70}
.mega::before{content:"";position:absolute;top:-18px;left:0;right:0;height:18px}
.nav-item:hover .mega,.nav-item:focus-within .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega-grid{display:grid;gap:.2rem 1.6rem}
.mega--3{grid-template-columns:repeat(3,minmax(190px,1fr));width:min(86vw,720px)}
.mega--2{grid-template-columns:repeat(2,minmax(200px,1fr));width:min(80vw,520px)}
.mega-col h5{font-family:var(--ff-mono);font-size:.68rem;letter-spacing:.13em;text-transform:uppercase;
  color:var(--muted);margin:.6rem .7rem .35rem;font-weight:600}
.mega a{display:block;padding:.5rem .7rem;border-radius:8px;color:var(--ink);font-weight:500;font-size:.93rem;transition:background .14s,color .14s}
.mega a span{display:block;font-size:.78rem;color:var(--muted);font-weight:400;margin-top:1px}
.mega a:hover{background:var(--ink-tint);color:var(--brand)}
.mega-foot{margin-top:.8rem;padding-top:.9rem;border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:1rem}

/* theme toggle */
.theme-toggle{width:40px;height:40px;border-radius:9px;border:1.5px solid var(--line-2);background:transparent;
  cursor:pointer;display:inline-grid;place-items:center;color:var(--ink-2);transition:border-color .2s,color .2s,background .2s}
.theme-toggle:hover{border-color:var(--brand);color:var(--brand)}
.theme-toggle svg{width:19px;height:19px}
.theme-toggle .sun{display:none}
[data-theme="dark"] .theme-toggle .moon{display:none}
[data-theme="dark"] .theme-toggle .sun{display:block}

/* mobile nav */
.nav-toggle{display:none;width:42px;height:42px;border:1.5px solid var(--line-2);border-radius:9px;background:transparent;cursor:pointer;position:relative}
.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{content:"";position:absolute;left:11px;right:11px;height:2px;background:var(--ink);border-radius:2px;transition:.25s}
.nav-toggle span{top:50%;transform:translateY(-50%)}
.nav-toggle span::before{top:-6px}
.nav-toggle span::after{top:6px}
body.nav-open .nav-toggle span{background:transparent}
body.nav-open .nav-toggle span::before{top:0;transform:rotate(45deg)}
body.nav-open .nav-toggle span::after{top:0;transform:rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;padding-top:clamp(40px,6vw,72px);padding-bottom:clamp(48px,7vw,90px)}
.hero::before{content:"";position:absolute;inset:0;z-index:-1;
  background:
    radial-gradient(1100px 460px at 88% -8%, color-mix(in srgb,var(--brand) 16%,transparent), transparent 60%),
    radial-gradient(700px 380px at 6% 108%, color-mix(in srgb,var(--accent) 12%,transparent), transparent 55%)}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(2rem,5vw,4rem);align-items:center}
.hero h1{margin-bottom:1.1rem}
.hero h1 .hl{color:var(--brand);position:relative;white-space:nowrap}
.hero h1 .hl .chev{color:var(--accent);width:.5em;height:.5em;vertical-align:.34em;margin:0 .02em}
.hero-sub{font-size:1.16rem;color:var(--ink-2);max-width:52ch;margin-bottom:1.7rem}
.hero-cta{display:flex;flex-wrap:wrap;gap:.7rem;margin-bottom:1.5rem}
.hero-trust{display:flex;flex-wrap:wrap;gap:1.3rem;padding-top:1.3rem;border-top:1px dashed var(--line-2)}
.hero-trust div{display:flex;flex-direction:column}
.hero-trust b{font-family:var(--ff-display);font-size:1.35rem;color:var(--ink);font-weight:700;line-height:1}
.hero-trust span{font-size:.8rem;color:var(--muted);margin-top:.25rem}

/* hero dossier status card (signature thesis) */
.dossier{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);overflow:hidden;position:relative}
.dossier-top{background:var(--ink);color:#fff;padding:1rem 1.3rem;display:flex;align-items:center;justify-content:space-between}
[data-theme="dark"] .dossier-top{background:#06122a}
.dossier-top .ref{color:var(--accent)}
.dossier-top .ref::before{background:var(--accent)}
.dossier-seal{width:42px;height:42px;border:2px solid var(--accent);border-radius:50%;display:grid;place-items:center;
  font-family:var(--ff-mono);font-size:.55rem;font-weight:600;color:var(--accent);text-align:center;letter-spacing:.05em;
  transform:rotate(-8deg)}
.dossier-body{padding:1.3rem}
.dossier-row{display:flex;align-items:center;gap:.8rem;padding:.7rem 0;border-bottom:1px solid var(--line)}
.dossier-row:last-child{border-bottom:0}
.dossier-row .ic{width:34px;height:34px;border-radius:9px;background:var(--ink-tint);display:grid;place-items:center;color:var(--brand);flex-shrink:0}
.dossier-row .ic svg{width:18px;height:18px}
.dossier-row .t{font-weight:600;font-size:.95rem}
.dossier-row .s{font-size:.8rem;color:var(--muted)}
.dossier-row .status{margin-left:auto;font-family:var(--ff-mono);font-size:.7rem;font-weight:600;
  padding:.25rem .55rem;border-radius:20px;background:var(--approve-bg);color:var(--approve);white-space:nowrap}
.dossier-row .status.pending{background:color-mix(in srgb,var(--accent) 16%,transparent);color:var(--accent-600)}
[data-theme="dark"] .dossier-row .status.pending{color:var(--accent)}

/* ---------- Cards / grids ---------- */
.grid{display:grid;gap:1.1rem}
.grid--2{grid-template-columns:repeat(2,1fr)}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.5rem;
  transition:transform .18s,box-shadow .18s,border-color .18s;position:relative}
a.card,.card--link{cursor:pointer}
a.card:hover,.card--link:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);border-color:var(--brand-300)}
.card .card-ic{width:46px;height:46px;border-radius:11px;background:var(--ink-tint);color:var(--brand);
  display:grid;place-items:center;margin-bottom:1rem}
.card .card-ic svg{width:23px;height:23px}
.card h3{font-size:1.16rem;margin-bottom:.4rem}
.card p{font-size:.94rem;color:var(--ink-2);margin-bottom:.7rem}
.card .more{font-family:var(--ff-mono);font-size:.78rem;font-weight:600;color:var(--brand);display:inline-flex;align-items:center;gap:.35rem}
.card .card-ref{position:absolute;top:1.1rem;right:1.2rem;font-family:var(--ff-mono);font-size:.66rem;color:var(--muted);letter-spacing:.08em}

/* feature list */
.flist{list-style:none;padding:0;margin:0;display:grid;gap:.7rem}
.flist li{display:flex;gap:.7rem;align-items:flex-start;font-size:.96rem;color:var(--ink-2)}
.flist li .tick{flex-shrink:0;width:22px;height:22px;border-radius:50%;background:var(--approve-bg);color:var(--approve);
  display:grid;place-items:center;margin-top:1px}
.flist li .tick svg{width:13px;height:13px}

/* ---------- Banking spotlight ---------- */
.spotlight{background:var(--ink);color:#fff;border-radius:var(--radius-lg);overflow:hidden;position:relative}
[data-theme="dark"] .spotlight{background:linear-gradient(180deg,#0d1d35,#0a1628);border:1px solid var(--line)}
.spotlight::after{content:"";position:absolute;right:-80px;top:-80px;width:340px;height:340px;border-radius:50%;
  background:radial-gradient(circle,color-mix(in srgb,var(--accent) 28%,transparent),transparent 70%)}
.spotlight-inner{display:grid;grid-template-columns:1.1fr .9fr;gap:2.5rem;padding:clamp(1.8rem,4vw,3rem);position:relative;z-index:1;align-items:center}
.spotlight h2{color:#fff}
.spotlight .lead{color:#C9D6E8}
.spotlight .ref{color:var(--accent)}
.spotlight .ref::before{background:var(--accent)}

/* ---------- Process steps ---------- */
.steps{display:grid;gap:1rem;counter-reset:step}
.steps--row{grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
.step{position:relative;padding:1.4rem 1.2rem;background:var(--surface);border:1px solid var(--line);border-radius:var(--radius)}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--ff-mono);
  font-size:.85rem;font-weight:600;color:var(--accent);display:block;margin-bottom:.6rem}
.step h3{font-size:1.05rem;margin-bottom:.35rem}
.step p{font-size:.88rem;color:var(--ink-2);margin:0}

/* ---------- Pricing ---------- */
.pricing{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem;align-items:stretch}
.price{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.7rem;display:flex;flex-direction:column;position:relative}
.price.popular{border-color:var(--brand);box-shadow:var(--shadow-md)}
.price .tag{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:var(--brand);color:#fff;
  font-family:var(--ff-mono);font-size:.66rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;padding:.3rem .8rem;border-radius:20px}
[data-theme="dark"] .price .tag{color:#06122a}
.price h3{font-size:1.1rem;margin-bottom:.2rem}
.price .who{font-size:.84rem;color:var(--muted);margin-bottom:1rem}
.price .amt{font-family:var(--ff-display);font-size:2.1rem;font-weight:800;color:var(--ink);line-height:1}
.price .amt small{font-size:.8rem;font-weight:500;color:var(--muted);font-family:var(--ff-body)}
.price .per{font-size:.82rem;color:var(--muted);margin-bottom:1.1rem}
.price .flist{margin-bottom:1.3rem}
.price .btn{margin-top:auto}

/* ---------- Jurisdiction compare ---------- */
.juris{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem}
.juris .card h3{display:flex;align-items:center;gap:.5rem}
.juris .card .badge{font-family:var(--ff-mono);font-size:.66rem;color:var(--accent-600);border:1px solid var(--line-2);padding:.15rem .5rem;border-radius:6px}

/* ---------- Stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;text-align:center}
.stat .n{font-family:var(--ff-display);font-size:clamp(2rem,4vw,3rem);font-weight:800;color:var(--brand);line-height:1}
.stat .l{font-size:.88rem;color:var(--muted);margin-top:.4rem}

/* ---------- Logos strip ---------- */
.logos{display:flex;flex-wrap:wrap;gap:2rem 3rem;align-items:center;justify-content:center;opacity:.8}
.logos span{font-family:var(--ff-display);font-weight:700;color:var(--muted);font-size:1.1rem}

/* ---------- Testimonials ---------- */
.quote{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:1.6rem;position:relative}
.quote .stars{color:var(--accent);font-size:.9rem;letter-spacing:.1em;margin-bottom:.7rem}
.quote p{font-size:.98rem;color:var(--ink-2)}
.quote .who{display:flex;align-items:center;gap:.7rem;margin-top:1rem}
.quote .av{width:38px;height:38px;border-radius:50%;background:var(--ink-tint);color:var(--brand);display:grid;place-items:center;font-weight:700;font-family:var(--ff-display)}
.quote .who b{font-size:.9rem}
.quote .who span{font-size:.78rem;color:var(--muted);display:block}

/* ---------- FAQ ---------- */
.faq{max-width:820px;margin-inline:auto;display:grid;gap:.7rem}
.faq-item{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-sm);overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:1.1rem 1.3rem;font-family:var(--ff-display);
  font-weight:600;font-size:1.02rem;color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1rem}
.faq-q::after{content:"";width:11px;height:11px;border-right:2px solid var(--accent);border-bottom:2px solid var(--accent);
  transform:rotate(45deg);transition:transform .25s;flex-shrink:0}
.faq-item.open .faq-q::after{transform:rotate(225deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 1.3rem 1.1rem;margin:0;color:var(--ink-2);font-size:.95rem}

/* ---------- CTA band ---------- */
.cta-band{background:var(--brand);color:#fff;border-radius:var(--radius-lg);padding:clamp(2rem,5vw,3.4rem);
  text-align:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:0;background:
   radial-gradient(500px 240px at 90% 0%, color-mix(in srgb,var(--accent) 40%,transparent),transparent 60%)}
.cta-band>*{position:relative;z-index:1}
.cta-band h2{color:#fff}
.cta-band p{color:#D5E2F4;max-width:54ch;margin-inline:auto}

[data-theme="dark"] .cta-band{background:linear-gradient(135deg,#102a52,#0c1d3a);border:1px solid var(--line)}

/* ---------- Forms ---------- */
.field{margin-bottom:1rem}
.field label{display:block;font-size:.85rem;font-weight:600;margin-bottom:.35rem;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;padding:.75rem .85rem;border:1.5px solid var(--line-2);
  border-radius:var(--radius-sm);font:inherit;background:var(--surface);color:var(--ink);transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--brand);
  box-shadow:0 0 0 3px color-mix(in srgb,var(--brand) 18%,transparent)}

/* ---------- Tool / wizard (calculator + advisor) ---------- */
.tool{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-md);overflow:hidden}
.tool-head{padding:1.2rem 1.5rem;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;gap:1rem;background:var(--paper-2)}
.tool-head .ref{margin-bottom:.2rem}
.tool-progress{display:flex;gap:.4rem}
.tool-progress i{width:26px;height:5px;border-radius:3px;background:var(--line-2);transition:background .3s}
.tool-progress i.on{background:var(--accent)}
.tool-body{padding:clamp(1.3rem,3vw,2rem)}
.tool-foot{padding:1rem 1.5rem;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:1rem;background:var(--paper-2)}
.qstep{display:none}
.qstep.active{display:block;animation:fade .3s ease}
@keyframes fade{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.qstep h3{font-size:1.3rem;margin-bottom:.3rem}
.qstep .qsub{color:var(--muted);font-size:.92rem;margin-bottom:1.3rem}
.opts{display:grid;gap:.6rem}
.opts.cols-2{grid-template-columns:1fr 1fr}
.opt{display:flex;align-items:center;gap:.8rem;padding:.9rem 1rem;border:1.5px solid var(--line-2);border-radius:var(--radius-sm);
  cursor:pointer;transition:border-color .15s,background .15s;background:var(--surface)}
.opt:hover{border-color:var(--brand-300)}
.opt.sel{border-color:var(--brand);background:color-mix(in srgb,var(--brand) 7%,transparent)}
.opt .ob{width:20px;height:20px;border-radius:50%;border:2px solid var(--line-2);flex-shrink:0;display:grid;place-items:center;transition:.15s}
.opt.sel .ob{border-color:var(--brand)}
.opt.sel .ob::after{content:"";width:10px;height:10px;border-radius:50%;background:var(--brand)}
.opt .ol b{display:block;font-size:.96rem;font-weight:600}
.opt .ol span{font-size:.8rem;color:var(--muted)}
.opt .opx{margin-left:auto;font-family:var(--ff-mono);font-size:.8rem;color:var(--muted)}

/* result panel */
.result-head{text-align:center;margin-bottom:1.5rem}
.result-amt{font-family:var(--ff-display);font-size:clamp(2.4rem,6vw,3.4rem);font-weight:800;color:var(--brand);line-height:1}
.result-amt small{font-size:1rem;color:var(--muted);font-weight:500;font-family:var(--ff-body)}
.score-ring{--p:0;width:130px;height:130px;border-radius:50%;margin:0 auto 1rem;display:grid;place-items:center;
  background:conic-gradient(var(--approve) calc(var(--p)*1%),var(--line) 0)}
.score-ring .inner{width:104px;height:104px;border-radius:50%;background:var(--surface);display:grid;place-items:center;flex-direction:column}
.score-ring .inner b{font-family:var(--ff-display);font-size:1.9rem;font-weight:800;color:var(--ink);line-height:1}
.score-ring .inner span{font-size:.7rem;color:var(--muted)}
.breakdown{display:grid;gap:.5rem;margin:1.2rem 0}
.breakdown .br{display:flex;justify-content:space-between;padding:.6rem .9rem;background:var(--paper-2);border-radius:8px;font-size:.92rem}
.breakdown .br b{font-family:var(--ff-mono)}
.breakdown .br.total{background:var(--ink);color:#fff}
[data-theme="dark"] .breakdown .br.total{background:#06122a}
.reco{display:flex;gap:.8rem;padding:1rem;border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:var(--radius-sm);background:var(--paper-2);margin-bottom:.7rem}
.reco .rt b{font-size:.95rem}
.reco .rt p{font-size:.86rem;color:var(--ink-2);margin:.2rem 0 0}

/* ---------- Tables ---------- */
.tbl{width:100%;border-collapse:collapse;font-size:.93rem}
.tbl th,.tbl td{padding:.8rem 1rem;text-align:left;border-bottom:1px solid var(--line)}
.tbl th{font-family:var(--ff-mono);font-size:.74rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);font-weight:600}
.tbl td b{font-family:var(--ff-mono)}
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}

/* breadcrumb */
.crumb{font-size:.82rem;color:var(--muted);padding-block:1rem;display:flex;gap:.5rem;flex-wrap:wrap}
.crumb a{color:var(--muted)}
.crumb a:hover{color:var(--brand)}

/* page hero (interior) */
.phead{padding-block:clamp(2.5rem,5vw,4rem);position:relative;overflow:hidden}
.phead::before{content:"";position:absolute;inset:0;z-index:-1;background:radial-gradient(800px 300px at 85% -20%,color-mix(in srgb,var(--brand) 12%,transparent),transparent 60%)}
.phead h1{max-width:18ch}
.phead .lead{margin-top:.8rem}
.phead .hero-cta{margin-top:1.6rem}

/* prose */
.prose{max-width:760px}
.prose h2{margin-top:2.2rem}
.prose h3{margin-top:1.6rem}
.prose ul{padding-left:1.1rem}
.prose li{margin-bottom:.5rem}
.toc{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--radius);padding:1.2rem 1.4rem;margin-bottom:2rem}
.toc h4{font-family:var(--ff-mono);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:.6rem}
.toc ol{margin:0;padding-left:1.1rem}
.toc a{color:var(--ink-2)}

/* ---------- Footer ---------- */
.site-footer{background:var(--ink);color:#C7D3E4;padding-block:3.5rem 2rem;margin-top:2rem}
[data-theme="dark"] .site-footer{background:#06101f;border-top:1px solid var(--line)}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:2rem;padding-bottom:2.5rem;border-bottom:1px solid rgba(255,255,255,.1)}
.footer-brand .logo-link{height:40px;width:150px;background:var(--logo) left center/contain no-repeat;filter:brightness(0) invert(1);margin-bottom:1rem}
[data-theme="dark"] .footer-brand .logo-link{filter:none}
.footer-brand p{font-size:.9rem;color:#9DB0C8;max-width:34ch}
.footer-contact{font-size:.9rem;line-height:1.8;margin-top:1rem}
.footer-contact a{color:#C7D3E4}
.footer-contact a:hover{color:#fff}
.site-footer h4{color:#fff;font-size:.82rem;font-family:var(--ff-mono);letter-spacing:.1em;text-transform:uppercase;margin-bottom:1rem}
.site-footer .fcol a{display:block;color:#A9B9CF;font-size:.9rem;padding:.28rem 0;transition:color .15s}
.site-footer .fcol a:hover{color:#fff}
.footer-seo{padding:2rem 0;border-bottom:1px solid rgba(255,255,255,.1);font-size:.82rem;line-height:2}
.footer-seo h5{color:#fff;font-family:var(--ff-mono);font-size:.7rem;letter-spacing:.1em;text-transform:uppercase;margin:1rem 0 .3rem}
.footer-seo a{color:#8FA1BA}
.footer-seo a:hover{color:#fff}
.footer-bottom{padding-top:1.5rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:1rem;font-size:.82rem;color:#8094AE}
.footer-social{display:flex;gap:.6rem}
.footer-social a{width:34px;height:34px;border-radius:8px;border:1px solid rgba(255,255,255,.16);display:grid;place-items:center;color:#C7D3E4;transition:.18s}
.footer-social a:hover{background:var(--brand);border-color:var(--brand);color:#fff}
.footer-social svg{width:16px;height:16px}

/* floating contact */
.float-wa{position:fixed;right:18px;bottom:18px;z-index:50;width:56px;height:56px;border-radius:50%;background:#1FA855;
  display:grid;place-items:center;box-shadow:var(--shadow-lg);color:#fff;transition:transform .2s}
.float-wa:hover{transform:scale(1.08)}
.float-wa svg{width:28px;height:28px}

/* reveal */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s cubic-bezier(.2,.7,.3,1),transform .6s cubic-bezier(.2,.7,.3,1)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* focus */
:focus-visible{outline:2.5px solid var(--accent);outline-offset:2px;border-radius:3px}

/* ---------- Responsive ---------- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:2.4rem}
  .dossier{max-width:440px}
  .spotlight-inner{grid-template-columns:1fr;gap:1.5rem}
  .grid--4{grid-template-columns:repeat(2,1fr)}
  .grid--3{grid-template-columns:repeat(2,1fr)}

  .pricing,.juris{grid-template-columns:1fr}
  .stats{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr 1fr}
  .footer-brand{grid-column:1/-1}
}
@media (max-width:760px){
  .nav,.header-cta .btn--ghost,.header-cta .desk-cta{display:none}
  .nav-toggle{display:block}
  .nav.open{display:flex}
  /* mobile drawer */
  .nav{position:fixed;inset:var(--header-h) 0 0;background:var(--paper);flex-direction:column;align-items:stretch;
    padding:1rem 1.2rem 2rem;gap:.2rem;overflow-y:auto;transform:translateX(100%);transition:transform .3s;margin:0;z-index:65}
  body.nav-open .nav{transform:none;display:flex}
  .nav-item{border-bottom:1px solid var(--line)}
  .navlink{padding:.95rem .3rem;font-size:1.05rem;justify-content:space-between}
  .mega{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;padding:.2rem 0 .8rem;background:transparent;width:auto!important;
    max-height:0;overflow:hidden;transition:max-height .3s}
  .nav-item.open .mega{max-height:1400px}
  .mega-grid{grid-template-columns:1fr!important;width:auto!important}
  .nav-item:hover .mega{transform:none}
  .grid--2,.grid--3,.grid--4{grid-template-columns:1fr}

  .stats{grid-template-columns:1fr 1fr}
  .opts.cols-2{grid-template-columns:1fr}
  body{font-size:16px}
}

/* calculator layout */
.calc-grid{display:grid;gap:1.2rem;grid-template-columns:1.15fr .85fr}
.calc-res{align-self:start}
@media (min-width:861px){.calc-res{position:sticky;top:90px}}
@media (max-width:860px){.calc-grid{grid-template-columns:1fr}}

/* ---------- Mobile refinements (overflow safety) ---------- */
body{overflow-x:hidden}
h1,h2,h3,p,a,li,span{overflow-wrap:break-word}
.hero h1 .hl{white-space:normal}
@media (max-width:760px){
  .tool-body{padding:1.1rem}
  .tool-head,.tool-foot{padding:.9rem 1.1rem;flex-wrap:wrap}
  .tool-foot .btn{flex:1 1 auto}
  .breakdown .br{font-size:.85rem;padding:.55rem .7rem;gap:.5rem}
  .breakdown .br span{min-width:0}
  .result-amt{font-size:clamp(2rem,9vw,2.6rem)}
  .opt{padding:.8rem .85rem}
  .opt .opx{display:none}
  .phead h1{font-size:clamp(1.9rem,8vw,2.4rem)}
  .hero h1{font-size:clamp(2rem,9vw,2.6rem)}
  .dossier{max-width:100%}
  .crumb{font-size:.78rem}
  .footer-seo{font-size:.8rem;line-height:1.9}
  .section{padding-block:clamp(40px,9vw,64px)}
}
@media (max-width:420px){
  .hero-trust{gap:1rem 1.4rem}
  .hero-trust b{font-size:1.15rem}
  .pricing .price .amt{font-size:1.8rem}
}

/* spotlight / callout — mobile containment */
@media (max-width:760px){
  .spotlight-inner{padding:1.5rem;gap:1.3rem}
  .spotlight-inner > div{min-width:0}
  .spotlight h2{font-size:clamp(1.4rem,6vw,1.8rem)}
  .spotlight .lead{font-size:1rem}
  .cta-band{padding:1.8rem 1.3rem}
}
@media (max-width:760px){
  .hero-cta .btn,.spotlight .btn,.cta-band .btn{white-space:normal;text-align:center}
}